Insurance Claim Help
After an accident, dealing with insurance is the most stressful part. We take it off your plate completely. We work with all insurance companies, open and manage your claim, and fight for the hidden damage that estimates miss.
(215) 800-1623Know this first: the shop is your choice.
You have the legal right to choose any body shop you want, no matter what your insurance company tells you. They can recommend a shop. They cannot require one. Bring your car to All Rite Collision and we handle the rest with your insurer directly.
From the crash to the keys, we run the whole process
You call us
Day or night at (215) 800-1623. We can tow your car in if you need it.
We open the claim
We start the claim with your insurer and handle the paperwork and the adjuster.
We find the real damage
We tear down the car and document everything, including the damage hiding behind panels.
We file supplements
If the estimate was too low, we get the additional damage approved so it's fixed right.
We repair it
I-CAR Gold certified work, exact PPG paint match, and a rental car on-site while you wait.
You drive away
Backed by our lifetime warranty, in a car that looks like nothing ever happened.
Everything people ask us about claims
Do I have to use the body shop my insurance company recommends?
No. You have the legal right to choose any body shop you want. Your insurance company can suggest a shop, but they cannot require you to use one. The choice is always yours, and you can bring your car to All Rite Collision no matter who your insurer is.
What is an insurance supplement?
A supplement is additional damage we find and bill for after the original estimate. Most estimates are written before anyone removes a bumper or panel, so the hidden damage underneath isn't counted. When we tear the car down and find more, we document it and submit a supplement to your insurer so the full, correct repair gets approved.
Why is my insurance estimate lower than the real repair cost?
Because the first estimate is usually written from the outside, before anyone sees the hidden damage. Crumpled metal, bent brackets, broken sensors, and structural issues behind a bumper or panel often aren't visible until teardown. That's normal, and we handle the difference for you through a supplement with your insurer.
Who deals with the insurance adjuster, me or the shop?
We do. We communicate with the adjuster directly, provide the documentation and photos they need, and negotiate the supplement if more damage is found. You don't have to play middleman.
Can I choose OEM (original manufacturer) parts?
In many cases, yes, and we'll advise you on what's right for your car. We discuss parts options with you and document what your policy and the repair require, so the car is repaired safely.
What if hidden damage is found after the claim is approved?
We document it and file a supplement. Finding additional damage during the repair is common, and it doesn't mean you pay out of pocket. We handle the added items with your insurer as part of managing your claim.
Do you work with all insurance companies?
Yes. We work with all insurance companies and we don't shy away from any of them. We also handle fleet accounts.
Do you help with the claim if it's a third-party (not-at-fault) accident?
Yes. Whether it's your insurer or the other driver's, we help you open and manage the claim and make sure the repair is done correctly.
Got hit? Let us handle the insurance.
Call now. We work with every insurance company and we'll manage the whole claim for you.